Plan Design & Financials
We deliver sustainable structuring for health and welfare plans, competitive pricing for you and employees, and teamwork during long-term planning, the day-to-day, and emergencies.
We conduct a database analysis to compare your benefit plans against those of your industry peers.
We review key metrics of your plans semi-annually.
Underwriting, Budgets, and Cost-Sharing
We help you strategize, find perspective on the present and future, build sustainable budgets, and determine cost-sharing.
Negotiations and Renewals
We negotiate with impact and integrity your insured plans and administration fees for self-funded plans.
We show you how actual use and cost balance out against projections. Our experts carefully review employee use of company health and welfare plans from the start of a plan year to the present. We compare those metrics to previous use and cost projections and make strategic recommendations for current plan designs.
We review compliance requirements each year to make sure you’re up to date with applicable laws.
When analyses say improvements are needed, we offer solutions.
Solutions may include proposing alternatives for enhanced plan administration, presenting plan design options to help you maintain your competitive edge, performing rate negotiations with your current carrier, or bidding your case through a formal Request for Proposal (RFP) process to review alternate carriers.